Travelers Companies Inc

TRV

Not Compliant
Exchange
Sector
Headquarters
Group
USA
Large Cap

Travelers Companies Inc is not Shariah Compliant because of its involvement in Property & Casualty Insurance (NEC)0/5> and related activities.

-

Impure Income*

$15.669

Purification*

-

Zakat*

Financials

Market cap Group
Analysts' Rating
Price Target (Mean)
Total Analysts
Revenue Growth
Large Cap
HOLD
$305.95
30
3.51%
Operating Margin
Net Profit Margin
Quick Ratio
Current Ratio
EPS Growth
16.84%
12.88%
0.00
0.00
-0.49%

Shariah Compliance

  • Updated on April 29, 2026
Debt
14.75%
✓
Non-Compliant Assets
4.79%
✓
Impure Income

AAOIFI Rulebook:

  • Non-compliant Liabilities (like Interest-based Debt) < 30% of Market cap
  • Non-compliant Assets (like Interest-based Investments) < 30% of Market cap
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: AAOIFI SS21

Debt
17.89%
✓
Impure Income

S&P Sharia Rulebook:

  • Interest-based Debt < 33% of 36-mo avg. Market cap
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: S&P Shariah Methodology

Debt
16.14%
✓
Impure Income

Dow Jones Islamic Market (DJIM) Rulebook:

  • Interest-based Debt < 33% of 24-mo avg. Market cap
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: DJIM Methodology

Debt
6.45%
✓
Cash
72.46%
✗
Cash & AR
72.46%
✗
Impure Income

FTSE Shariah Rulebook:

  • Interest-based Debt < 33.33% of Total Assets
  • Cash and interest-bearing items < 33.33% of Total Assets
  • Accounts receivable and cash < 50% of Total Assets
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: FTSE RUSSELL

Debt
6.45%
✓
Cash
72.46%
✗
Cash & AR
72.46%
✗
Impure Income

MSCI Islamic Rulebook:

  • Interest-based Debt < 33.33% of Total Assets
  • Cash and interest-bearing items < 33.33% of Total Assets
  • Accounts receivable and cash < 33.33% of Total Assets
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: MSCI Islamic Indexes

Impure Income Breakdown

-
-
Interest Income
-

Note on Purification and Zakat:

  • Purification and Zakat (for long-term investing) calculations are in USD per share and based on AAOIFI methodology. AAOIFI requires purification every financial period (e.g. quarterly). 
  • If you follow S&P Shariah’s Dividend-only purification, then remove the impure income % from the dividends you receive. No purification required for non-dividend paying stocks, according to S&P Shariah.
  • For Zakat, if you did not invest in a company from a long term perspective, then consider the shares as trading goods and give 2.5% of the total value if a year has passed on them. 

Company Profile

The Travelers Companies, Inc. provides property casualty insurance for auto, home and business. Its segments include Business Insurance, Bond & Specialty Insurance and Personal Insurance. Business Insurance segment offers a range of property and casualty insurance products and services to its customers, primarily in United States, as well as in United Kingdom, Republic of Ireland and throughout other parts of the world. Bond & Specialty Insurance segment offers surety, fidelity, management liability, professional liability, and other property and casualty coverages and related risk management services to its customers, primarily in United States, and certain surety and specialty insurance products in Canada, United Kingdom, Republic of Ireland and Brazil (through a joint venture), in each case utilizing various degrees of financially-based underwriting approaches. Personal Insurance segment offers a range of property and casualty insurance products and services in United States.

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