FinVolution Group

FINV

Not Compliant
Exchange
Sector
Headquarters
Group
NYSE
Technology
China
Small Cap

FinVolution Group is not Shariah Compliant because of its involvement in Interest-based finance0/5> and related activities.

37.58%

Impure Income*

$0.075

Purification*

-

Zakat*

Financials

Market cap Group
Analysts' Rating
Price Target (Mean)
Total Analysts
Revenue Growth
Small Cap
STRONG BUY
$7.70
6
-22.06%
Operating Margin
Net Profit Margin
Quick Ratio
Current Ratio
EPS Growth
27.78%
23.86%
0.00
0.00
-19.78%

Shariah Compliance

  • Updated on June 4, 2026
Debt
15.23%
✓
Non-Compliant Assets
77.04%
✗
Impure Income
37.58%
✗

AAOIFI Rulebook:

  • Non-compliant Liabilities (like Interest-based Debt) < 30% of Market cap
  • Non-compliant Assets (like Interest-based Investments) < 30% of Market cap
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: AAOIFI SS21

Debt
11.72%
✓
Impure Income
37.58%
✗

S&P Sharia Rulebook:

  • Interest-based Debt < 33% of 36-mo avg. Market cap
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: S&P Shariah Methodology

Debt
10.82%
✓
Impure Income
37.58%
✗

Dow Jones Islamic Market (DJIM) Rulebook:

  • Interest-based Debt < 33% of 24-mo avg. Market cap
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: DJIM Methodology

Debt
5.03%
✓
Cash
42.33%
✗
Cash & AR
51.65%
✗
Impure Income
37.58%
✗

FTSE Shariah Rulebook:

  • Interest-based Debt < 33.33% of Total Assets
  • Cash and interest-bearing items < 33.33% of Total Assets
  • Accounts receivable and cash < 50% of Total Assets
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: FTSE RUSSELL

Debt
5.03%
✓
Cash
42.33%
✗
Cash & AR
51.65%
✗
Impure Income
37.58%
✗

MSCI Islamic Rulebook:

  • Interest-based Debt < 33.33% of Total Assets
  • Cash and interest-bearing items < 33.33% of Total Assets
  • Accounts receivable and cash < 33.33% of Total Assets
  • Impure Revenues (incl. Interest Income) < 5% of Total Revenues

Source: MSCI Islamic Indexes

Impure Income Breakdown

-
-
Interest Income
37.58%

Note on Purification and Zakat:

  • Purification and Zakat (for long-term investing) calculations are in USD per share and based on AAOIFI methodology. AAOIFI requires purification every financial period (e.g. quarterly). 
  • If you follow S&P Shariah’s Dividend-only purification, then remove the impure income % from the dividends you receive. No purification required for non-dividend paying stocks, according to S&P Shariah.
  • For Zakat, if you did not invest in a company from a long term perspective, then consider the shares as trading goods and give 2.5% of the total value if a year has passed on them. 

Company Profile

FinVolution Group is a company primarily engaged in operating an online fintech platform. The Company engages in two main businesses. The Company’s loan services offered to borrowers primarily include standard loan products and other loan products. The Company’s borrower introduction services to institutional financing partners include offer preliminary credit assessment services, facilitating transactions between borrowers and institutional financing partners, and other services. The Company’s brands include FINV, PPDAI and others.