Citizens Financial Group, Inc. offers a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The Company operates through two segments: Consumer Banking and Commercial Banking. Consumer Banking segment serves retail customers and small businesses, with products and services that include deposit products, mortgage and home equity lending, credit cards, business loans, wealth management and investment services across its 14-state traditional banking footprint. Its network includes specialists covering lending, savings and investment needs as well as small business products and services. Commercial Banking segment primarily serves companies and institutions. The segment offers a complement of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, among others.