Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is a commercial bank, which offers a range of banking products and services, including accepting time and demand deposits and originating loans. The Company offers a range of banking services and products to businesses, professionals and individuals. Its loans include commercial loans, construction loans, commercial and residential mortgage loans and consumer loans. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio is comprised primarily of residential MBS issued by United States government entities and agencies. It also offers wealth management products and services, such as non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation and planning services.