Guaranty Bancshares, Inc. is a bank holding company. The Company, through its wholly owned subsidiary, Guaranty Bank & Trust (the Bank), offers a range of commercial and consumer banking, as well as trust and wealth management, products and services that meet the needs of small- and medium-sized businesses, professionals and individuals. Its lending activities provide a range of loans, including commercial lines of credit, working capital loans, commercial real estate-backed loans, term loans, equipment financing, acquisition, expansion and development loans, and borrowing base loans. It also offers various consumer loans to individuals and professionals, including residential real estate loans, home equity loans, installment loans, unsecured and secured personal lines of credit, and standby letters of credit. The Bank operates approximately 32 full-service banking locations in East Texas, Dallas/Fort Worth, Houston and Central Texas regions of the state.