PROG Holdings, Inc. is a financial technology holding company. The Company provides payment options to consumers. The Company operates through three segments: Progressive Leasing, Vive and Four. Progressive Leasing provides e-commerce, app-based, and in-store point-of-sale (POS) lease-to-own solutions through approximately, third-party POS partner locations and e-commerce websites in states, the District of Columbia and Puerto Rico. Vive segment primarily serves customers who may not qualify for traditional prime lending offers. Vive offers customized programs with services that include revolving loans through private label and Vive-branded credit cards. Four segment provides consumers of all credit backgrounds with Buy Now, Pay Later (BNPL) options through four interest-free installments. Four’s platform is used to purchase furniture, clothing, electronics, health and beauty, footwear, jewelry, and other consumer goods from retailers across the United States.